Our coverage
Insurance for every part of your life — and your business.
From your family car to your commercial fleet, we cover what matters and explain every policy in plain language — in English and in Spanish.
Business Insurance Core coverage
Protect what you've built — so one bad day can't undo years of work.
What it covers
- General liability
- Commercial property
- Business owner's policy (BOP)
- Umbrella — extra liability limits
For whom: Restaurants, bars and liquor stores, repair shops, beauty salons and spas, offices, and service businesses across NJ.
We know NJ's requirements and match your coverage to your contracts. Hosting a one-day event? We also cover weddings, quinceañeras, DJ gigs, soccer tournaments and league play — with special event insurance. Have employees? Workers' comp has its own section below.
Commercial Truck & Transportation Core coverage
Stay legal, covered, and on the road — from semis and dump trucks to tow trucks, taxis, and limos in NJ.
What it covers
- Primary liability
- General liability
- Physical damage
- Motor truck cargo
- On-hook — for tow trucks
- Non-trucking / bobtail
For whom: Owner-operators, leased drivers, small fleets, dump trucks, towing companies, and taxi & limo services.
From your own authority to broker-required limits, we set it up right.
Workers' Compensation Businesses with employees
If you have employees in NJ, you almost certainly need it — we set it up right and explain what it actually covers.
What it covers
- Medical costs for injured employees
- Lost wages while they recover
- Employer's liability
- Help with audits & payroll reporting
For whom: Any business with employees — restaurants, shops, salons, offices, contractors. Not just construction.
NJ requires workers' comp for nearly every employer, and skipping it carries real personal exposure for owners. We make sure you're covered.
Auto
Drive with peace of mind, at a price that fits your budget.
What it covers
- Liability
- PIP (Personal Injury Protection) — required in NJ
- Collision & comprehensive
- Uninsured / underinsured motorist
- Rental reimbursement & roadside assistance
- GAP coverage
For whom: NJ drivers and families who want clear coverage without overpaying.
We meet current NJ requirements and explain your options simply. Got a motorcycle, boat, RV, or motorized bike? We insure those too — explained just as clearly.
Homeowners & Landlord
From the home you live in to the property you rent out — protected, and explained simply.
What it covers
- Homeowners
- Renters
- Landlord — rental properties
- Condo
- Flood — added alongside your home policy, and for commercial property too
For whom: Homeowners, condo owners, renters, and landlords across Morris County.
Get a home quote
Life
Protect the people who depend on you, with options that make sense.
What it covers
- Term life
- Whole life
- Coverage that fits your family and budget
For whom: Parents, homeowners with a mortgage, and business owners.
And yes — we also offer pet insurance, because vet bills can surprise you and pets are family too.
Not sure what you need? That's what we're here for.
Tell us a bit about your life or business, and we'll walk you through exactly what makes sense — no pressure, no jargon, in English or Spanish.
Talk to Angela's teamWhy Angie's
One local agency for everything you need to protect.
20+ years
Two decades of combined team experience serving Morris County families and businesses.
Bilingual
We explain every line in your language — English or Spanish.
Independent
We shop multiple carriers for you — to fit your life, not theirs.
Local to Morris County
Right here in Rockaway, NJ — neighbors who answer the phone.
Tell us what you need — we'll handle the rest. Cuéntanos qué necesitas. Nosotros nos encargamos del resto.
Pick what you're looking for and your ZIP. Angie's team gets back to you personally — usually the same day. Elige lo que buscas y tu ZIP. El equipo de Angie's te responde personalmente, normalmente el mismo día.
Let's talk
One agency for everything you need to protect.
Tell us about your life or business and we'll set up the right coverage — and explain every line, in English or Spanish. No pressure.